LOLC Life Assurance Life Protect is a flexible insurance policy that offers you the security of guaranteed protection, with the added benefit of periodical returns to the fund. In addition, this plan is designed to provide you and your entire family with a wide range of comprehensive protection covers to secure your family in the event of the unforeseen. It offers you the flexibility of choosing an ideal combination of savings and protection.
Key Features of LOLC Life Assurance Life Protect
A Life Insurance policy based on Dividend, where you deposit an agreed instalment for a fixed term and reap a higher return on your investment.
Key Features of LOLC Life Assurance Fund Builder
LOLC Life Assurance Pension Plan is an insurance policy that is designed to help you build a retirement fund whilst also enjoying the option of enhancing your policy with protection covers. In the unforeseen event of your demise, this policy will provide your family the death benefit and also continue to maintain the policy until its maturity and provide many benefits to your dependents.
Key Features of LOLC Life Assurance Pension Plan
LOLC Life Assurance Child Plan is a unique policy designed to provide security for your child's future, by taking care of their impending educational and financial needs. The policy offers the added benefit of the company maintaining the policy in the event of your demise or total and permanent disability to ensure the financial security you plan for your child, remains.
Key Features of LOLC Life Assurance Child Plan
LOLC Life Assurance Life Protect Plus is an advanced insurance policy that offers you the security of guaranteed protection, with the added benefit of periodical returns to the fund. The main feature of LOLC Life Assurance Life Protect Plus Plan is that the basic sum assured increases by 10% every year, without any increase of premium.
Key Features of LOLC Life Assurance Life Protect Plus
LOLC Life Assurance Guaranteed + is a single premium endowment product that offers a life cover protection along with guaranteed maturity benefits as well as single premium payments, based on your individual needs
Benefits
Key Features of LOLC Life Assurance Guaranteed +
| Policy Terms | 3 years |
| Age Limits | 18-65 years |
| Minimum Single premium | Rs.50,000 |
If death occurred unexpectedly or you become permanently disabled, you may not be able to make your monthly loan repayments and you will leave your family with the burden of paying off your loan. This insurance helps pay off your repayments or simply covers your loan repayments when you are not able to. In addition to settling all outstanding loans, LOLC Life Assurance Home Loan Protection Policy will release any mortgaged property upon the death or permanent disability of the borrower. This easy-to-obtain policy will ensure a stable and secure home and a bright future for your family, along with the assurance of the safety of your home.
Sum Assured Minimum Sum Assured = LKR 50,000 Maximum Sum Assured = Unlimited Age Limits For Insured Minimum Age = 18 years Maximum Age = 65 years Policy Term (Period) Term = 01 - 40 years
Being the ultimate micro credit insurance scheme that nurtures and protects borrowers and their families, Isuru Sahana settles all outstanding balance loans in the event of the borrower's death or total disability and goes on to bear any funeral expenses. In the event of the borrower's total and permanent disability, all loans will be settled and a compensation will be provided to the dependents of an amount equivalent to the loan amount.
LOLC Life Assurance Corporate Life is the ideal life cover for groups of people who wish to pay a minimum premium. In the event of the borrower's death, LOLC Life Assurance will assure the basic sum assured along with additional life benefit. Optional covers include - Additional Life Benefit, Accident Death Benefit, Total Permanent Disability (due to accident or sickness), Partial Permanent Disability, Critical Illness Benefit, Hospital Benefit (per day benefit) and Terminal Expenses Benefit.
Sum Assured Minimum Sum Assured = LKR 50,000 Maximum Sum Assured = Depending on the need and Occupation Age Limits For Insured Minimum Age = 18 years Maximum Age = 64 years Policy Term (Period) Term = 01 year (yearly Renewable)
Our lives are full of unforeseen incidents and no one can predict the future. Amidst the hustle and bustle of life, the attention given for an inclusive is very limited. But now you can secure the future of the once you love and care through a comprehensive plan with the LOLC Life Assurance Reality.
Key Features of LOLC Life Assurance Reality
Your children grow up so fast, and so does your dreams and aspirations for them. A sound education becomes a stepping stone to your children’s success in fulfilling their dreams. LOLC Life Assurance ‘Sureki Daru”, a dividend based plan, is designed to help you build a secure fund that takes care pf your child’s educational and financial needs.
Key Features of LOLC Life Assurance Suraki Daru
As you Reach the age of retirement, a pre-planned pension fund is essential to lead an independent and financially stable life. Build a secure pension fund starting from Rs.250/= up to any amount you wish. The LOLC Life Assurance Pension Plus based on dividend shares is designed to help you accumulate funds for life after retirement.
Key Features of LOLC Life Assurance Pension Plus
Divisahana is level term assurance policy, with additional cover to protect children and family. While getting protection to debt or loan you obtained, you will be able to have benefits to dependants under this insurance scheme. As an additional cover Total Permanent Disability (due to accident or sickness) is included to the product, by default.
We, as LOLC life Assurance identified the fact and introduced a new significant life assurance cover which offers special benefits for six of the most critical illnesses which became very common in the recent past. The LOLC Life Assurance Triple Protection Cover Benefits these six critical illnesses in three significant ways.
LOLC Life Assurance Triple Protection Critical Illnesses Covered
Special Benefits
LOLC Life Health Benefit Insurance offers you and your families following benefits.
| Hospitalization benefits | Daily room charges & ICU Charges. Daily room charges Max Rs.10,000/- ICU-Max Rs 20,000/- |
|---|---|
| Surgical Benefits | Surgeon, Anesthetist,Medical particular Consultant and Specialist fees For Local & Overseas treatments |
| Miscellaneous hospital services and supplies benefits | Operation theater charges, Anesthetist, blood, Oxygen, medical & drugs Excluding non-medical services |
| Ambulance charges (Licensed ambulance only) | Max 0.5% from eligible benefit per annum |
| Day care treatment | Cover listed of 136 day care surgeries |
| Organ donor expenses | Payable only for hospitalization expenses for the donor maximum of 50% of the benefit limit with a room rent sublimit applicable |
| Daily hospitalization cash in a government hospital | Payment even when hospitalized in a government hospital |
| Overseas treatment | Worldwide coverage for hospitalization expenses for up to Rs 1.5mn ( Singapore/India and Malaysia) |
Product Type
| Option | Fixed SA | Policy Term | Warrenty |
|---|---|---|---|
| 1 | 100,000/- | 1 Year | Below one and a half years |
| 2 | 100,000/- | 2 Year | Above one and a half years |
Age Limits (At entry)
Available Covers
Benefits
Special Notes
